Step 1.  Check with your employer.

This is the first logical step.  It makes no difference whether or not your employer offers health insurance to their employees.  Even if they don't offer health insurance, employers almost always have a lot of knowledge about it. Bring the topic up with your boss.  Inquire about what he or she knows about it.  You'll probably be surprised.

If your work provides health insurance coverage and you meet the requirements, your quest for health insurance may be over.  Be certain to learn everything you can about the employee benefits package.

There may be a waiting period before you are eligible to be covered under the group plan.  If this is the case, you may need to purchase a Short-Term insurance plan to cover the time you are not insured.  No matter what you do, don't go without insurance.  It's not worth the risk.


Step 2.  Visit Healthcare.gov.

Visit Healthcare.gov to discover what health insurance plans are available in the Greenville, SC region.  You will find all sorts of valuable information that can help you to make a smart health insurance choice.  Take a moment to review the meaning of health insurance terms like: Deductible, Coinsurance, and Maximum-out-of-pocket.  Having a good grasp of the meaning of such terms will simplify your decision making process.


Step 3.  Contact a health insurance specialist.

Speaking with a true health insurance specialist will be the best way to sum up all the information you acquired, and turn it into a smart health plan choice.  When it comes to choosing the right health care plan, knowledge and expertise are an irreplaceable necessity.  A good insurance agent can help you with all aspects of the health insurance plan purchasing process.  Because their expert assistance is normally free, getting assistance from a licensed insurance professional is a smart, sensible step in any insurance purchasing decision.

Choosing a health insurance plan is not something to take "lightly".

When it comes to finding a low-cost, high-quality health insurance plan, there are numerous factors to consider.  Unless you are a practicing health insurance agent, there are several critical issues that you are likely to miss.  A great deal of Americans are unhappy with their health insurance plan.  It is not always the health plan that is to blame.  Rather, it is the consumer who selects a plan without fully comprehending its benefits.  Unfortunately, most people don't realize how their health insurance plan works until they incur a medical bill.  You want to be sure to pick the right South Carolina health insurance plan for your needs before you actually need it.



Why finding a quality, affordable health insurance can be difficult.

Finding quality, low-cost health insurance can be challenging for a variety of reasons.  To begin, health insurance in the United States is undergoing a transformation.  The Affordable Care Act health insurance plan portfolio is available to more Americans.  Subsidies are available to an increasing number of people.  All of these changes have resulted in an avalanche of new information being published online.  Regrettably, a great deal of that information is either incomplete or inaccurate.  The average consumer has a hard time figuring out what's what.

In addition, most consumers do not have a knowledgeable health insurance broker who can help them sort through all the new health plan information that is out there.  In South Carolina, finding an agent that will take the time to help can be quite a challenge.  Without this expert help, uncertainty and confusion is bound to be the result. 


ACA health insurance is more affordable.

In South Carolina, Affordable Care Act (ACA) health insurance plan options are more affordable than they were in previous years.  This is because the subsidies provided by the federal government are larger, and more Americans qualify.



We can help.

We understand how difficult it can be to choose the best plan for you and your family's needs.  Plan benefits, physician networks, deductibles, Rx coverage, and other components of a health insurance plan, should all be carefully considered.

Our licensed insurance professionals are happy to assist in sorting through all of the details in order to acquire a quality, affordable health insurance plan that meets the needs of you and your family.  Our services are free.  call now.    864-508-4089